Our Philosophy on Mortgages


We prefer to match our clients with the programs and lenders that best suit their individual needs. We have established relationships with mortgage brokers, lenders and banks, which allow our agents to retain flexibility and provide even greater personal service to their clients. Our goal is to get you pre-qualified and pre-approved without stress. We want you to work with someone who can take you through the paperwork maze and who will give you all the information you need, upfront so there are no surprises.

As Realtors, it’s our job to explain the importance of getting you qualified, because first-time buyers often do not know in what price range they could, or should, be looking. We know that first-time buyers sometimes need extra assistance in understanding the complexity of financing what will likely be their major asset. Our agents, and the people we refer you to, take the time and care to explain the entire process.

Whether you are a first-time buyer, someone downsizing or relocating, we can refer you to lenders from our broad range of contacts in the industry. We keep informed about special programs mortgage lenders have. They can provide you with the most up-to-date, competitive rates and programs for your individual situation. You then choose whom you are most comfortable working with.

Our recommendation, in a highly competitive marketplace, is to be pre-qualified or pre-approved, at the very beginning of your search. That gives you a definite edge, when it comes time to make your offer on the property you want to purchase.

 

56 S Main Street, Doylestown circa 1960, the John Elfman house, and today as home of the Doylestown Historical Society

(Photos courtesy of the Doylestown Historical Society)

 

 

 

 

 

 


Phone: (215) 348 - 3558        Fax: (215) 348- 5319         E-Mail: frontdesk@jcmolloy.com